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What is Life Insurance?

Life insurance provides a tax-free lump sum of money to replace lost income after your death, offering affordable financial protection — and invaluable peace of mind — to people whose friends or family rely on them.

The money from a life insurance policy can be used to pay expenses like a mortgage, utility and grocery bills, children's college costs, final funeral arrangements, and more.

Types of Life Insurance

Most people choose between two types of life insurance: Term life insurance which expires after a set period of time (the term length), and whole life insurance, which doesn't expire and can include a tax-deferred cash value.

Whole life is a type of permanent life insurance. Another type of permanent insurance is universal life insurance, which offers flexible premium and coverage options. Permanent insurance is often more expensive than term life insurance policies.

Life Insurance Quotes

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